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OCR: SIXTEEN CHARGE CARDS FROM HELL With most lending rates near 20-year lows and miany bankcards charging interest 0 15% or less [see page 36}, it's positively scary how some card issuers haven't got the message. The 16 banks and retailers below, for example still impose interest of more than 20% on sone cardholders Most of the banks Say such rates are for customers with bad credit records; the retailers, which include the parent companies of stores like Bloomingdale's and Marshall Field's (see the footnotel. say their rates are high because they don't charge annual fees. Bul you're stil carrying 20% -plus plastic from these or any other issuers, do leave home without Bankcards Store cards Can Rate Cart Rate ASSOCIATES NATIONAL BANK (TEXAS) 23.9% SPIEGELEDDIE BAUER 22.6% FIRST DEPOSIT BANK (CA ...